When Insurance Company Refuses To Give Money?

The insurance companies are business structures which it is possible to tell at any cost try to limit payment under the insurance or at all to refuse it. Memory life insurance is not an exception. Therefore usually insurance companies list the list of cases and events at which approach the insured (or his successors) won’t […]

Find out if your insurance covers your medical equipment and learn how to make sure your claims are approved by your Medicare or insurance provider.

The insurance companies are business structures which it is possible to tell at any cost try to limit payment under the insurance or at all to refuse it. Memory life insurance is not an exception. Therefore usually insurance companies list the list of cases and events at which approach the insured (or his successors) won’t receive payment in contracts. The future insured should familiarize with this section of rules of insurance especially attentively.

INSURERS DO NOT LOVE the SUICIDE. Successors of the insured won’t receive anything if he commits suicide within 3th years after the conclusion of the contract of memory life insurance or 3th years from the moment of renewal of such contract. Such exception of the company enters to protect itself from swindle. Experience of insurers shows that loving parents frequently are ready on everything to provide happy life of children and native — sometimes even to offer life.

The INSURANCE — ONLY to PACIFISTS. The insurance company won’t pay compensation if the insured was lost at approach of force-majeur circumstances (military operations, participation in the military doctrines, the armed incidents, revolution etc.). Cases when the insured person was lost at execution of the official duties can make an exception only.

MONEY isn’t necessary to ALCOHOLICS and CRIMINALS. Insurers unequivocally will not give money if their client has suffered (or was lost) staying in a condition of alcoholic or narcotic intoxication. And also if the insured accepted medicines without appointment of the doctor. Payment isn’t put and in the event that the insured drove the car in a state of intoxication or staying under the influence of drugs. Refusal in payment will follow and in the event that the insured has made illegal actions, and law enforcement bodies have fixed structure of a crime and fault of the insured.

The insurance companies very suspiciously concern painful clients. Usually they don’t pay the insurance sum of those cases if the person was ill within three months from the moment of signing of the contract or three months after the insurance sum under the contract has been increased. Besides, if to conclude the contract for a great sum (from $100 thousand and more) the insurance company will force the client to pass physical examination (at the small sums speech usually goes only about filling of the special questionnaire where the client should report about a state of health, bad habits etc.) . First, it influences tariff calculation — the more painfully the client, the most part of his payment will be directed on payment of risks under the insurance and less will go on accumulation. Secondly, the suspicious insurer thus checks instead of whether seriously sick client wants to make profit of the insurance. In case of revealing of serious diseases the insurer can even refuse the conclusion of the contract of insurance.

Those who are hunting for the health insurance quotes should keep in mind that today we are living in the world where info makes life easier.

Due to this if you are properly armed with the health insurance information in your sphere of interest you can rest assured that you will in any case find the solution to any bad situation. So, please make sure to visit this web site on a regular basis or – the easiest way to take care of it – sign up to its RSS feed. In such an easy way you will have a direct shortcut to the latest informational updates here. Blogs can be helpful, you just need to know how to use blogging to find the best in the sphere of cheap health insurance and around this topic.

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