Interesting Issues About Health Insurance

What are the variants of payment of time invalidity under the contract of insurance upon accident and what of them can be more favourable to the buyer of the insurance? Payment of time invalidity is made on days of treatment in certain percent from the insurance sum on risk. In the contract the time franchize […]

Find out if your insurance covers your medical equipment and learn how to make sure your claims are approved by your Medicare or insurance provider.

What are the variants of payment of time invalidity under the contract of insurance upon accident and what of them can be more favourable to the buyer of the insurance?

Payment of time invalidity is made on days of treatment in certain percent from the insurance sum on risk. In the contract the time franchize can be established, i.e. days of treatment which don’t become covered by insurance protection make a reservation.
The size of insurance payment on time disability makes from 0,1 % to 1 % per every day of invalidity. The time franchize for the term from five about thirty days can be applied. For the insured the insurance contract is more favourabe than size of payment per every day and it is better to conclude the contract without the time franchize.

What is “the box” product and in what its merits and demerits?

It is the program which allows to choose in advance offered set of risks and the sums of an insurance covering. Plus of such programs is obvious – you can quickly issue the policy without additional calculations and medical examination. However the box product doesn’t allow to pick up an insurance condition individually.

“The box” product provides strictly certain conditions of insurance, the size of the insurance sum and an insurance premium. To make changes to these parameters is impossible. Plus of such insurance «the box product» is always cheaper than individually picked up program.

In the contract of voluntary medical insurance to what moments it is necessary to pay attention first of all to get the effective insurance but thus not to overpay the superfluous?

The medical insurance is got on a case of possible occurrence of disease or on a case of an aggravation of chronic disease. Therefore it is necessary to know what diseases disturb you, what volume of inspection is necessary for you, on what base of medical institution. Find out in some medical institutions in whan they differ, compare the received information with the price, learn how exceptions of the insurance program operate. And only after it is possible to choose the optimum program for you and medical institution.

Why identical programs of insurance for the same person in the different companies can differ considerably at the price?
Insurance cost quite often depends on quality of these mutual relations. Some insurance companies stably working in the market have discounts and special conditions on granting of services by physicians.
The insurance companies which have founded own medical clinics have possibility to influence their price policy. As a rule, policy in own clinic of the insurance company manages more cheaply than service in the same clinic, but from other company.

Often happens that streams insured concentrate in this or that medical institution to receive a discount – from 5 to 10 %, depending on quantity of clients.

Those who are hunting for the health insurance quotes should keep in mind that today we live in the world where information makes life easier.

Due to this if you are properly armed with the health insurance info in your sphere of interest you can rest assured that you will in any case find the solution to any bad situation. So, please make sure to track this site on a regular basis or – the easiest way to take care of it – sign up to its RSS. Thus you will have a direct shortcut to the latest informational updates here. Blogs can be helpful, you just need to understand how to use blogging to find the best in the sphere of cheap health insurance and around this topic.

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