Expenses on paid medicine are very expensive but in many cases it is unique variant to receive operative and qualitative medical service. But what if illness or a trauma will trap you while you experience material difficulties? To warn such situation you can buy the policy of voluntary medical insurance. What voluntary medical insurance gives […]
Expenses on paid medicine are very expensive but in many cases it is unique variant to receive operative and qualitative medical service.
But what if illness or a trauma will trap you while you experience material difficulties? To warn such situation you can buy the policy of voluntary medical insurance.
What voluntary medical insurance gives to you?
The policy of voluntary medical insurance for certain term provides to you possibility to use the qualified medical aid without reflecting on fee. At registration of the contract of insurance, to you on a choice suggest to be attached to one of the clinics cooperating with the insurance company. Each time when you will use the chosen clinic the account will be paid by the insurance company.
If for any reason the medical institution chosen by you can’t render necessary service, the insurance company undertakes to organize rendering of such service in other medical institution of corresponding level. If you remain are dissatisfied with quality of service the insurance company will incur protection of your interests.
Voluntary medical insurance will satisfy your requirement for any medical service, guarantees high quality of service. From the extensive list of the services, which insurance companies offer buyers of policies of voluntary medical insurance, you can choose an individual set of kinds of medical aid necessary personally for you. The medical insurance can pay health services in-home – consultations of the doctor, a fence of analysis, carrying out of various medical manipulations (introduction of medical products, processing of wounds, bandaging), the urgent help for a call, the stomatologic help, hospitalization, free delivery of medicines, any kinds of out-patient service in respect of consultations, diagnostics and medical procedures.
As additional services of voluntary medical insurance can provide transportation in a hospital, health services on a summer residence during the summer period, mobile communication with the attending physician. At the majority of the solid insurance companies, rendering services of voluntary medical insurance, the round-the-clock medical panel where the owner of policy of voluntary medical insurance can receive oral consultation of the expert in an interesting medical question operates.
Features of voluntary medical insurance
Contract of voluntary medical insurance, as a rule, consists for one year. It should be specified accurately, what services and how many time are given in medical insurance action. That you didn’t have problems because of misunderstanding of any term or the formulation, it is necessary as it is possible to find out more in detail that particularly means each concept which meets in the insurance contract. For example, service of the stomatologic help practically never includes prosthetics and cosmetology manipulations, such as bleaching.
If inattentively to read treaty provisions of voluntary medical insurance it is possible to be deceived in the expectations concerning health services in-home. You will count that can call the doctor voluntarily, and in practice medical aid in-home is provided only at strictly certain situations.
At registration of policy of voluntary medical insurance it will be necessary to answer necessarily questions on a state of your health in the special questionnaire. On the basis of the received data you will carry to this or that category of health.
Those who are hunting for the health insurance quotes should keep in mind that right now we are living in the world where knowledge quickly enhances the quality of our life.
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