Your transport, as household goods can be insured only in a voluntary form. Following vehicles and small water-boats (subjects to state registration in established order) can be insured: Vehicles – cars, trucks, cargo – passenger, vans, including trailers; motorcycles, scooters, snowmobiles, mopeds of all models, as well as tractors, including motor blocks and mini – […]
Your transport, as household goods can be insured only in a voluntary form. Following vehicles and small water-boats (subjects to state registration in established order) can be insured:
Vehicles – cars, trucks, cargo – passenger, vans, including trailers; motorcycles, scooters, snowmobiles, mopeds of all models, as well as tractors, including motor blocks and mini – tractors, boats – motor, propeller, sailing (except for air, manufactured not under the outboard engine), boats and yachts – engine, motor – sailboats, catamarans and trimarans.
Simultaneously, with your vehicle can be insured: the driver and passengers, optional equipment and accessories to vehicle that is not included in his kit according to the instructions of the plant -manufacturer; baggage transported as on the vehicle, and on its trailer.
Luggage insurance does not apply to antique and unique objects, items of precious metals, precious and semiprecious and semi-precious stones, items of a religious nature, collections, paintings, manuscripts, money, securities, documents and photographs, as well as items not owned by the insured and members of his family or if these objects for sale at the self-employment or cooperative activities.
Insurants of vehicle – these are citizens of country, as well as constantly staying with us foreigners and stateless persons. You can become policyholder for Insurance of Motorcycles if you reach sixteen years, and if you want to insure other vehicles you should be more than eighteen years old. The vehicle must belong to you on the right of personal property, or if you take it to rent, or obtained through social security authorities in the prescribed manner (the owner), or policyholder have notarized power of attorney for the right to use (order) this transport agent from the owner.
All above mentioned persons who exploit this vehicle can insure their own risk (property interest).
The volume of insurance liability. Variants of insurance.
Insurance of vehicles is carried out in case of occurrence of some insurance events (risks) in the four options that can be with complete or partial coverage for damage, caused by damage, destruction or loss of the vehicle.
The first option provides full coverage of the damage caused by any event, with the exception of tire damage during wear of the tread more of allowable largest of tread, technical marriage or restored by welding of the tread.
The second option (can be provided partial coverage) – insurance company will cover damage caused by natural disaster, fire, explosion, road (Water) – accident (except for tire damage, if this vehicle caused no other damage), kidnapping and robbery, kidnapping attempt (theft), including the theft of individual parts, supplies and parts of the vehicle.
The third option (partial coverage) cover damage from natural disaster, road (water) – accident (except the battle of glasses or tire damage, i
f transport vehicle has no other damage), theft.
The fourth option (also partial coverage) would cover damage caused by fire, explosion, road (water) – transport incident (except the battle of glasses or tire damage, if transport vehicle has no other damage.)
Regardless of the option of insurance company would not cover losses that occurred in result of military action, martial law, civil disturbances of radioactive contamination.
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