In the developed countries on a question is it necessary or is it not necessary to insure own life people answer unequivocally. And insurance of children is in general the most popular kind of an investment of money. Growing up, the small person also doesn’t reflect that the father with mum tear off from themselves […]
In the developed countries on a question is it necessary or is it not necessary to insure own life people answer unequivocally. And insurance of children is in general the most popular kind of an investment of money.
Growing up, the small person also doesn’t reflect that the father with mum tear off from themselves every year the certain sum. But when time comes he will tell them thanks that can use this money, for example, for wedding or to pay study in high school. In Ukraine many too began to understand that this is correct and favourable business – to be able to look forward.
The insurance companies allocate three kinds of insurance of children: memory, brave and voluntary medical insurance. Programs of memory insurance allow to guarantee to the child financial well-being without dependence against vital shocks in a family. The essence of such policy is reduced to the following: the parent defines the size of the sum which is required to the child at a given time to his life, pays insurance payments and after term of the contract the child receives the sum of the saved up means. This money can be spent for everything: wedding, apartment purchase, training payment in high school, or they become simple can a financial pillow for the matured child.
Thus it is possible to tell that the policy of memory insurance is a product of type “two in one”. On the one hand, it is the insurance and on the another – the bank deposit. So, the volume of final insurance payment will be above the sum of the paid payments. Insurers usually charge percent on the money placed by you. An increase small – 5–7 % a year but by the term end the run percent can make quite decent sum. Other companies of percent don’t charge but instead they simply reduce the sum of necessary payments. Eventually, the sum which you for years of action of the policy pay will appear less than total payment which will be received by your child. For example, the father of family plans to save up to majority of the son 100 thousand grivnas. For payment of training in high school. We will admit that the policy for a period of 10 years will manage to it in 8940 grivnas. Annually, that is 89400 for 10 years. The net earnings “upon termination of policy action will make 10600 grivnas. It, we will notice, is not theoretical calculations but the real market offer of one of the insurance companies.
Let’s notice that if the parent in policy action was comprehended by misfortune the insurance company anyway will pay to the child all sum designated in the contract. It can occur or at once or after validity termination. In this case the insurer himself will pay payments instead of the parent of the child.
Those who are hunting for the health insurance quotes should keep in mind that nowadays we live in the world where info quickly enhances the quality of our life.
That is why if you are properly armed with the health insurance information in your sphere of interest you can rest assured that you will in any case find the way out from any bad situation. So, please make sure to visit this web site on a regular basis or – the least time consuming way of doing it – sign up to its RSS feed. Thus you will have a direct shortcut to the freshest info updates here. Blogs can be helpful, you just need to understand how to use blogging to find the best in the sphere of cheap health insurance and around this topic.
