What Is The Obligatory Medical Insurance?

Obligatory medical insurance is a part of system of the state social insurance. It is a specific kind of insurance which provides to all citizens free health services. The foreign citizens working and constantly living in the country also have the right to receive policy of obligatory medical insurance free of charge. Services of obligatory […]

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Obligatory medical insurance is a part of system of the state social insurance.
It is a specific kind of insurance which provides to all citizens free health services. The foreign citizens working and constantly living in the country also have the right to receive policy of obligatory medical insurance free of charge.

Services of obligatory medical insurance give the accredited insurance companies. Realization of services in program of obligatory medical insurance as well as in all other kinds of insurance, is regulated by rules, only in this case rules are established by the law of the Ukraine “About medical insurance of citizens in Ukraine”.
The law defines volume and level of the medical services guaranteed by program of obligatory medical insurance and the concrete list of given services affirms as each region the enforcement authority decision. By rules of obligatory medical insurance the identical set of medical services is given irrespective of a sex, age and the social status.

The state territorial funds of obligatory medical insurance supervise observance of rules on which program of obligatory medical insurance and quality of services which are given within the limits of this program is realized.
How to conclude the contract of obligatory medical insurance?

The contract of obligatory medical insurance is very simply to conclude. It is necessary to address only in the insurance company serving area in which at you constant or time registration is issued, to show the passport and to write the application. Presence of the contract of insurance confirms policy of obligatory medical insurance. In it the name of the insurance company from which the contract is concluded, number and date of the conclusion of the contract, in certain cases – term of its action is specified.

Registration of policy of obligatory medical insurance occupies approximately two months. For the period of policy registration the insurance company is obliged to give out the inquiry that contract of obligatory medical insurance is concluded. This inquiry replaces the policy in full and allows you to receive any services within the limits of the program of obligatory medical insurance.

To children policies of obligatory medical insurance are made out by one of parents. If the child is more younger 14 years, for the conclusion of the contract of obligatory medical insurance the passport of one of parents and the birth certificate of the child is shown. At registration of policy of obligatory medical insurance from 14 till 18 years its passport is shown to the child only.
Under the law employers should insure working citizens. Therefore, if you have received policy of obligatory medical insurance being idle, that, having arranged for a permanent job, it is necessary to hand over the policy in the insurance company from which the contract has been concluded. The employer will issue for you new contract of obligatory medical insurance and will give out the ready policy. Leaving or retiring and stopping labor activity you also are obliged to hand over policy of obligatory medical insurance.

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