I think you could often hear the complaints of the vehicles owners about the refusal of the insurance companies to pay the insurance compensation in case of the occurrence insured. They say this situation is getting more and more common. Unfortunately, the economic situation in the world is not very stable. The first institutions that […]
I think you could often hear the complaints of the vehicles owners about the refusal of the insurance companies to pay the insurance compensation in case of the occurrence insured. They say this situation is getting more and more common.
Unfortunately, the economic situation in the world is not very stable. The first institutions that are under risk nowadays are financial ones. Insurance companies, in their turn, are very closely connected to such financial institutions as banks. In this situation the side that suffers is the auto insurance users who don’t get their insurance compensation. Insurance companies can’t work without close cooperation with banks. So this chain is closely linked.
You have to know some basic rules how to behave in the situation when the insurance company does not want to pay insurance cover and tries to make up as many excuses as it can just to leave its money in the company. First of all, pay attention that an insurance company pays any insurance compensation only on the basis of the application of the customer or another person indicated in the agreement (so called accident certificate) composed with the insurer.
There is a number of cases when an insurance company has the right to reject in paying the compensation. One can learn them in advance at the office of the insurance company. Of course, we can enumerate the most common cases under which the payment is difficult to get. Among them there is driving technically not a safe vehicle, alcoholic or drug addiction while driving, using of the medicine that can influence the concentration of the driver and his ability to drive. Besides, they may not pay you the compensation if the vehicle was used for practicing or as a taxi, and if it was driven by the person not indicated in the policy for the moment of the accident.
The important aspect is that the car owner has to do everything within the term presupposed by the insurer for claiming the damage or injury of your vehicle. This term has to be indicated in the contract and you have to know it quite well. This is mostly a 2-day term. Otherwise the insurer has the right to reject payment of the compensation.
In case you feel that everything that the insurance company does is done on purpose not to pay the compensation, the first thing you have to do is to write the complaint for the name of the director of the company and to apply to the institution working on the defense of the customers’ rights. In case it does not help one can sue to the court having described all previous misfortunes. In case you are found not guilty at the court all expenses connected with the trial have to be covered by the insurance company.
Anyone who is serious about finding auto insurance must start from a simple step – go and gather auto insurance quotes all over the Internet. As much as you can.
Funny, but lots of the people simply forget that we live in the world where info makes life easier. Why not applying this to the topic of cheap auto insurance quotes or anything around this topic?!
That is why if you are properly armed with the knowledge in your topic you can rest assured that you will always find the way out from any bad situation. So, please make sure to track this blog on a regular basis or – an ideal solution for you – sign up to its RSS. Thus you will have a direct shortcut to the freshest informational updates here. Blogs can be helpful, you just need to know how to use blogging power to find the best car insurance propositions.
