All these trivial speeches about women’s emancipation impress nobody now, in spite of the fact that many questions connected with protection of women’s rights are left open and cause many scandals, and a frequent spectacle of single mothers, who don’t want to see a man near them, can’t shock us. But in this case a […]
All these trivial speeches about women’s emancipation impress nobody now, in spite of the fact that many questions connected with protection of women’s rights are left open and cause many scandals, and a frequent spectacle of single mothers, who don’t want to see a man near them, can’t shock us. But in this case a woman should be very strong, and during special period of her life, when she is in pod and becomes unprotected, should receive help and support. But what should become a source of this help, if she is not a married lady and doesn’t have relations with a prospective parent, maybe, because of the most prosaic reason, for example, because she used services of sperm bank? Those women, who provide themselves with bread independently and who have nobody to rely on, address their complaints to insurance companies, because they want to have a disability insurance. Some insurance companies reject women’s requests, but we declare that they have this right.
However, the system is imperfect, and a woman experiences many difficulties. Rare insurance company includes pregnancy in coverage. And often a woman should consult not a single insurance agent, but many experts, who can offer nothing to her. The situation becomes more complicated, if you have a late pregnancy. Being in her first months of pregnancy, a woman has more energy for solving different problems with documents and conflicts with agents, and also, of course, has more chances to receive insurance policy, which will satisfy her needs. But the closer is such a great event as childbirth, the more difficulties a woman has, trying to obtain the policy.
If you have obtained anything during the first two trimesters, we should tell you something that you should remember. The majority of disability insurance contracts are based on the reason, which should last more than 90 days from the moment of the beginning of contract’s life. This situation also can become a cause of denial, when you are on the last months of pregnancy. Besides, “Long Term Disability Insurance” as well as “Short Term Disabilty Insurance” aren’t individual policies and are usually provided by your employer.
Besides, keep in mind that if you really receive policy, coverage of which includes your pregnancy, it will be reviewed, when you go back to work. And in case of new pregnancies a woman can’t expect that it will be renewed.
Certainly, it’s a messy thing, but every logical thinker will tell you that insurance companies are right, because pregnancy is not illness or injury, which can lead to disability, but it is only a natural period in life of every woman and personal circumstances are interesting to nobody. If abnormal pregnancy led to disability, this is another cup of tea.
You can read about this situation and also about everything that interests you in disability insurance quotes, visiting our site.
