One of the way of a cheating of buyers of insurance policies consists in understanding of insurance conditions. Either you pay for what it is not necessary to you or pay much more than it was supposed. The majority of such frauds are under construction on use of trustfulness of clients. About insurance conditions such […]
One of the way of a cheating of buyers of insurance policies consists in understanding of insurance conditions. Either you pay for what it is not necessary to you or pay much more than it was supposed.
The majority of such frauds are under construction on use of trustfulness of clients. About insurance conditions such clients learn only according to the agent, neither the insurance contract nor rules of insurance are not shown to them, giving reason for their absence any plausible reason. Thus you can push to the contract conclusion warning that today (what coincidence!) is last day of actions on which the policy can be bought at greatly reduced prices. If having flattered on the favourable offer you agree to sign the statement on participation in the insurance program and pay the first payment, subsequently you will be waited by an unpleasant surprise.
All put documents will hand over instead of you actually, however insurance conditions will differ from that good fortune which was described by the agent. For example, you learn that to pay for the insurance will be necessary much more and here payments on it are provided less than to you spoke.
Even at insurance registration duly the unfair agent can “forget” to warn you about essential conditions of insurance. For example having concluded the life insurance contract for long term you can want it through any time to terminate. And here it will be found out that you thus lose practically all money paid in this time. The agent can promise that your insurance guarantees great sum payment if you receive any serious trauma and in practice such payment will be put only under concrete and rather atypical conditions. Such situations are possible if the insurance company specially or inadvertently uses the indistinct, confused formulations in the insurance contract. Under the form this sort of fraud even as though is not swindle but inherently it is an obvious deceit.
The widespread way to cheat the client consists that the agent at insurance registration underestimates his cost and puts in a pocket a difference between the sum which was paid by the client and that sum which is written down in the insurance contract. In this case at approach of insured event you receive less money than expect.
How to distinguish the insurance swindler
In order not to fall for the bait to insurance swindlers it is necessary to concern any representative of the insurance company by a principle: «trust but check».
If the insurance company at which you are going to get the policy isn’t especially known find out as much as possible details about its activity. In this business the Internet thanks to which unseemly affairs of insurance swindlers couldn’t be hidden is irreplaceable. At the same time total absence of the information on the insurance company is a bad omen. With the big share of confidence it is possible to tell firm – it is “something ephemeral”.
Those who are hunting for the health insurance quotes should keep in mind that today we are living in the world where information makes life easier.
That is why if you are properly armed with the health insurance info in your topic you can rest assured that you will in any case find the way out from any bad situation. So, please make sure to get back to this site on a regular basis or – an ideal solution for you – sign up to its RSS. Thus you will have a direct shortcut to the latest informational updates here. Blogging can be helpful, you just need to know how to use blogging to find the best in the sphere of cheap health insurance and around this topic.
